If you are a recent college graduate you probably have a lot of fond memories. The friends, the freedom, and quite possibly the damaged finances. Many of our nation’s college grads would probably attest to this formula: Friends + Freedom = Damaged Finances. College Students and Credit Cards Many college graduates come out of college …
How To Manage Debt: Credit Management Tips For College Students Read More »
CNN just published an interesting article on how to give up credit cards and manage debt. I thought to share it with you here! What more, a fellow blogger and Money Writer, Frugal Dad, was mentioned in the article, which is pretty cool to say the least. Managing Debt Wisely: Thoughts On Credit Cards Some …
Managing Debt Wisely: Should You Give Up Credit Cards? Read More »
Let’s say you’re the main breadwinner, pulling in a six figure income and trusting your spouse or partner to take care of essential payments, and to deposit the surplus into a savings account. Lo and behold, he/she is diverting the money to his/her own goals, be it gambling or buying expensive stuff. So how can …
So how do you budget? I like to keep things as simple as possible. In fact, I have admitted in the past that I don’t have much of a budget, although I can appreciate how a budgeting system can help a lot of people take control of their household debt and manage their savings programs. …
Control Household Debt With 5 Smart Saving Strategies and Budgeting Ideas Read More »
At one point, I had no credit history. I found out soon enough why building credit is important. Living with no credit is tough and expensive. Up until two years after I graduated from college, I used to be one of the 20 million people in the US who lived without any credit. Although I …
No Credit History? Here’s Why Building Credit Is Important Read More »
We’ve finally hit the New Year! Well to mark that change — hopefully to a bigger and much better 2009 — I’d like to give you a quick summary of the year that flew by for us here. We launched The Smarter Wallet in late August and so far, things have been going quite smoothly! …
Best Money Articles from The Smarter Wallet, 2008 Read More »
Got debt? The holidays may be prime time for accumulating extra credit card debt, but here are ways to eliminate it quickly. Uh oh! You did it, didn’t you? You used your credit cards to finance your holiday shopping! I’ll save the scolding, and instead advise you to bite the bullet and get rid of …
Got Debt Over The Holidays? How To Eliminate Debt Quickly Read More »
In a previous life, I went from being in debt to becoming a debt collector. From this experience, I learned a few things about debt collection practices. While in college, I racked up a mess of credit card debt. After college, unable to pay all of it, I instead opted to pay none of …
Debt Collection Practices: Going From Debtor To Debt Collector Read More »