If you are a recent college graduate you probably have a lot of fond memories. The friends, the freedom, and quite possibly the damaged finances. Many of our nation’s college grads would probably attest to this formula: Friends + Freedom = Damaged Finances. College Students and Credit Cards Many college graduates come out of college …
How To Manage Debt: Credit Management Tips For College Students Read More »
CNN just published an interesting article on how to give up credit cards and manage debt. I thought to share it with you here! What more, a fellow blogger and Money Writer, Frugal Dad, was mentioned in the article, which is pretty cool to say the least. Managing Debt Wisely: Thoughts On Credit Cards Some …
Managing Debt Wisely: Should You Give Up Credit Cards? Read More »
At one point, I had no credit history. I found out soon enough why building credit is important. Living with no credit is tough and expensive. Up until two years after I graduated from college, I used to be one of the 20 million people in the US who lived without any credit. Although I …
No Credit History? Here’s Why Building Credit Is Important Read More »
We’ve finally hit the New Year! Well to mark that change — hopefully to a bigger and much better 2009 — I’d like to give you a quick summary of the year that flew by for us here. We launched The Smarter Wallet in late August and so far, things have been going quite smoothly! …
Best Money Articles from The Smarter Wallet, 2008 Read More »
In a previous life, I went from being in debt to becoming a debt collector. From this experience, I learned a few things about debt collection practices. While in college, I racked up a mess of credit card debt. After college, unable to pay all of it, I instead opted to pay none of …
Debt Collection Practices: Going From Debtor To Debt Collector Read More »
Welcome to November and a new time adjustment (fall back)! With that extra one hour to use, I was able to check out a few personal finance articles. Here’s my list for the weekend: Bible Money Matters: We talked earlier about how we’re facing tighter credit, loan limits and credit card defaults. As Pete puts …
Face The Credit Crisis By Avoiding Debt and Credit: The Roundup Read More »
Want to build your credit? Here are some thoughts on how to establish credit for the first time. How Do You Begin To Establish Credit? I remember trying to establish credit in the U.S. five years ago when my wife and I returned from working in Mexico for 20 years. Our Social Security numbers returned …