Managing your money: tracking expenses, budgeting, and keeping an eye on your money.
How often do you change bank accounts? Not very often, I’m willing to bet. I last moved to a new bank a few years ago but I am thinking about doing it again as I’m not entirely happy with the account I have now. To this end, I have been looking through various internet bank …
One of the very first steps you can take to get your finances in order is to create an emergency fund. Most financial experts will tell you to build one such account that holds $500 to $1,000. This is so you will rely on your savings rather than credit cards when unexpected expenses arise in …
4 Ways To Build An Emergency Fund With Extra Savings Read More »
Most of our economic problems today have to do with not being able to manage our cash flow wisely. Most of us spend more and save less. Most of us even spend a lot while on deficit. But instead of spending our time being miserable about mistakes made in the past, we should instead get …
Manage Your Cash Flow: Get Yourself In The Black Read More »
Some lucky people hire personal financial advisors and financial planners to manage their wealth. I say “lucky” because they enjoy a superior financial level which means that they belong to the upper echelon of the economic class. There are, however, a few caveats that must be observed when another person, no matter how trusted he/she …
Are you having problems sticking to a budget? I certainly used to, until I started using budget planning software like YNAB (You Need A Budget) to make things easier for me. My problem was that I had started doing my budget on paper. Now that’s easy enough when you are just jotting down some basic …
We’re all looking for ways to maximize our earnings potential nowadays. Some people pursue that desire by working harder, others try to pursue their dreams by working smarter (building passive income sources on the side), while some others throw caution to the wind and figure that they can make money by becoming entrepreneurs. Is the …
Tips For Growing Your Wealth: A Collection of Stories Read More »
PerkStreet Financial offers a free online checking account with a Visa debit card and “perks”. You can earn from 1% to 5% cash back, coffee or music incentives when you use your PerkStreet Financial debit card to pay for purchases. From what I’ve seen, I feel that they offer something beyond your traditional checking account. …
PerkStreet Financial Review: Free Online Checking Account Read More »
Ever since I was a little girl, my mother always told me that I could depend on no one but myself in this world. Of course, she was a recently divorced, newly single mother of two kids after spending the last 18 years of her life as a happily married housewife. But, as I grew …
Money & Relationships: People Who Take Advantage of Generosity Read More »