Author name: Jacques Sprenger

One Effect of the Economic Recession? Frugality is Back in Fashion

The economic recession is bringing us many financial headaches, but there’s a silver lining: frugality is back in fashion, and we’re once more learning to conserve. “Retail sales are plunging….” That is the banner today for many financial publications, both on the Web and on paper. I say to this, great news, excellent news! I …

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The Dangers of Online Bill Pay and Automatic Deductions

Happy with your high yield savings account or checking account? We may love the convenience of online bill pay and automatic deductions, but they’ve got a downside. When our money travels along the ether, we don’t usually think about it much. But according to the Electronic Payments Assocation (or Nacha), the electronic payment network upon …

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How to Protect Yourself Against the Economic Crisis

Another day, another financial institution in the dumps. Here’s how to protect yourself against the economic crisis. Photo from demian Some so called Wall Street experts and doomsayers are announcing a major financial meltdown on Wall Street which could engulf not only the U.S., but also the rest of the capitalistic world. While a crisis …

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Don’t Get Ripped Off! Watch Out For These Consumer Dangers

Be watchful of consumer dangers that abound. By learning about them, you’ll prevent yourself from getting burned or ripped off. Always borrow money from a pessimist; he doesn’t expect to be paid back. ~Author Unknown These are only a few of the dangers awaiting the unsuspecting and trusting consumer: 1. Beware The Mechanic’s Lien Many …

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Think Before You Buy! 5 Basic Shopping Tips To Live By

These basic shopping tips are just timeless… My wife is an avid shopper; she is also a very smart shopper. Some would call her thrifty, though the term nowadays is not always considered a desirable trait (confused with cheap). Without her spending wisdom, we would have wasted thousands of family dollars throughout the years.* * …

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