Although insurance is an expense that the average person could do without, it is a necessity in most cases. Of course, that doesn’t mean that you have to pay top dollar for it. There are many different ways to save on your insurance rates — whether it is auto insurance, home insurance, health insurance, or life insurance. The following ten sites (and more) offer tools, tips, and advice that could help you immediately lower your annual premiums.
10 Free Online Resources to Lower Your Insurance Rates
#1 Accuquote – Accuquote, a life insurance provider, publishes a regular podcast about life insurance. Podcast episodes include tips on how much life insurance to buy, how to save on rates, and interviews with insurance experts. For a list of similar insurance sites, check out the following:
- HSBC Insurance
- Globe Life Insurance
Take a look at life insurance 101 for more insights on this topic.
#2 Insurance.com – This site offers auto insurance quotes from 14 top-rated companies. Users can also get quotes on other types of insurance, such as health, life, home, and renter’s insurance. For other insurance options, check out:
#3 Edmunds – Edmunds, the web’s original automotive information site, provides an easy to read series of articles called “10 Steps to Buying Auto Insurance.” These articles include valuable information about coverage options as well as tips on how to save on your insurance premiums.
#4 Homeownersinsurance.org – This comprehensive online resource is specifically designed to help people save money on homeowners insurance. Site features include quote comparisons from top companies, a definitive guide to home insurance, and tips on how to save money on insurance rates.
#5 Insurance Information Institute – The Insurance Information Institute (I.I.I.) is dedicated to educating the public about insurance through articles, news stories, and free fact-based publications. The site also offers good tips on how to lower insurance rates.
#6 AmPmInsure Community – This free online community is made up of insurance experts and consumers. Members can get free guidance from experts, assess insurance needs with a do-it-yourself guide and calculators, read about 150+ types of insurance, and discuss insurance issues on the site’s forums.
#7 Bankrate.com – Bankrate.com is a great place to find information on various types of insurance. The site also provides quotes, articles with insurance advice, insurance calculators, and up-to-date insurance news.
#8 Answsers.USA.gov – This U.S. Government site offers a wealth of information about different types of insurance as well as tips on how to purchase a policy, avoid fraud, and lower your insurance rates.
#9 A.M. Best – The A.M. Best Consumer Insurance Center provides a list of insurance providers by state and coverage type. Other site features include articles on insurance, tips on saving money, and insurance information for each state.
#10 InsWeb – InsWeb is a popular insurance marketplace that allows visitors to compare insurance rates from top companies. The site also offers a learning center with insurance guides, saving tips, and discount information.
Guest post from Bailey Harris. Bailey writes on a range of financial topics, including insurance, mortgages, credit cards, and debt management.