The Smarter Wallet » Managing Money

5 Ways To Get Started With A Regular Savings Habit

The Smarter Wallet — Mon, 11 Jul 2011 07:21:58 +0000

I meant to start up a savings plan a few months ago and then something cropped up. The car needed repairs so I had to pile some cash into that. Then –- what happened? Oh, I think I plain forgot about it the month after. Maybe next month… Does this sound familiar? Thousands of people [...]

This is a post from The Smarter Wallet.

5 Ways To Get Started With A Regular Savings Habit

The Benefits of An Emergency Cash Fund

The Smarter Wallet — Tue, 10 May 2011 05:50:31 +0000

Okay so have you got an emergency cash fund? You should have, because if any kind of emergency ever crops up, you will want to have some cash ready and waiting to be able to dip into should you need to. Cash funds have a myriad of benefits. Some of them are obvious when you [...]

This is a post from The Smarter Wallet.

The Benefits of An Emergency Cash Fund

How Your Emotions Affect Your Finances

The Smarter Wallet — Wed, 30 Mar 2011 05:18:30 +0000

Do you seek financial or business success? If so, it’s good to know just how much our attitude and emotional makeup can affect our personal financial status. I’ve always been keen on saving money. I have no qualms about spending it either but until the bills are paid and some cash has been put away, [...]

This is a post from The Smarter Wallet.

How Your Emotions Affect Your Finances

Deconstructing Bank Overdraft Fees, ATM Fees & Cash Advance Fees: Infographic

The Smarter Wallet — Wed, 12 Jan 2011 12:00:58 +0000

Today, we unveil our first infographic ever, which is a look at the different bank fees that you can incur as a customer. Before you decide on housing your money in a particular bank, you’ll want to check out which elements make up a good bank account. So what should you watch out for? Here’s [...]

This is a post from The Smarter Wallet.

Deconstructing Bank Overdraft Fees, ATM Fees & Cash Advance Fees: Infographic

Plight of High Income Earners Who Are “Not Rich Yet”

JT — Thu, 23 Dec 2010 06:15:14 +0000

Even as I begin to write this post, I have to admit that I am seriously beginning to re-evaluate my preconceived notions about what constitutes wealth and maybe you should, too. Here’s why. Remember when you were a little kid? For some of us, it’s a little tougher than for others, but stick with me [...]

This is a post from The Smarter Wallet.

Plight of High Income Earners Who Are “Not Rich Yet”

Should You Keep Separate or Joint Bank Accounts?

Guest Blogger — Tue, 21 Dec 2010 07:03:06 +0000

When I got married in 1998, it took me a little while to get everything situated. I had to consolidate from one household to two, submit paperwork to both the DMV and the Social Security office to change my name, and I had to add my husband’s name to my checking account. Newly married life [...]

This is a post from The Smarter Wallet.

Should You Keep Separate or Joint Bank Accounts?

3 Good Reasons Not To Hide Money Under Your Mattress

The Smarter Wallet — Thu, 16 Dec 2010 06:22:27 +0000

Most of us understand the need to save money. We don’t really know what could happen in the future, but a decent amount of savings can act as a great cushion against life’s many surprises –- welcome and otherwise. The question then is this: where should you put the cash that you save? With several [...]

This is a post from The Smarter Wallet.

3 Good Reasons Not To Hide Money Under Your Mattress

Can Health Savings Accounts (HSA) Save You Money?

The Smarter Wallet — Sat, 04 Dec 2010 04:56:25 +0000

Want to save money on health costs? You can try discount health plans, but you can also look into a health savings account. Many people do not have health insurance due to the rising cost for companies to provide this particular benefit. In addition, job loss can push many to the point of having no [...]

This is a post from The Smarter Wallet.

Can Health Savings Accounts (HSA) Save You Money?

What To Expect From A Good Bank Account

The Smarter Wallet — Sat, 16 Oct 2010 06:06:39 +0000

How often do you change bank accounts? Not very often, I’m willing to bet. I last moved to a new bank a few years ago but I am thinking about doing it again as I’m not entirely happy with the account I have now. To this end, I have been looking through various internet bank [...]

This is a post from The Smarter Wallet.

What To Expect From A Good Bank Account

4 Ways To Build An Emergency Fund With Extra Savings

The Smarter Wallet — Sat, 02 Oct 2010 05:29:45 +0000

One of the very first steps you can take to get your finances in order is to create an emergency fund. Most financial experts will tell you to build one such account that holds $500 to $1,000. This is so you will rely on your savings rather than credit cards when unexpected expenses arise in [...]

This is a post from The Smarter Wallet.

4 Ways To Build An Emergency Fund With Extra Savings