The Smarter Wallet » Debt, Credit and Loans

Get To Know Your Credit Rating

The Smarter Wallet — Tue, 30 Aug 2011 16:18:43 +0000

How much do you really know about your credit rating or history? If you’ve been around the block a few times –- had a job or two, bought a house and maybe had some loans -– you’ll probably be familiar with them. But if you are new to all this, you’ll probably be wondering what [...]

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Get To Know Your Credit Rating

Double Check Your Credit Card Statements!

The Smarter Wallet — Wed, 16 Mar 2011 00:27:54 +0000

Now be honest –- how many times do you actually check your credit card statements? Do you sit down every month and go through them item by item as soon as they come in? Or do you just pay the minimum (or whatever you want to pay) and forget about anything else? It’s understandable in [...]

This is a post from The Smarter Wallet.

Double Check Your Credit Card Statements!

$50 Giveaway At Credit Sesame

The Smarter Wallet — Fri, 18 Feb 2011 19:16:37 +0000

Just wanted to let everyone know about an ongoing giveaway at Credit Sesame. For those who are new to Credit Sesame, here’s a quick description of what they do: it’s a great site that allows you to get a free analysis of your debt situation. You can also get your credit score for free through [...]

This is a post from The Smarter Wallet.

$50 Giveaway At Credit Sesame

How To Protect Your Identity: The Basics of ID Theft Protection

Guest Blogger — Sat, 05 Feb 2011 04:40:29 +0000

Identity theft is a major issue in today’s financial world. With the rate at which information travels from one person to another, it is no surprise that occasionally, this information gets intercepted by a third party who is determined to do harm to your financial and personal credit history. Basically, identity theft can be a [...]

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How To Protect Your Identity: The Basics of ID Theft Protection

Understanding Credit Scores & Credit Report Information

Guest Blogger — Sat, 22 Jan 2011 20:58:56 +0000

My daughter had her purse stolen last weekend from a house party. Sheesh. What a huge inconvenience. Of course, she holds only a cell phone, no land line and her phone was in her purse. Considering someone was playing jokes on her, pretending to be her and texting nasty messages around to her friends, probably [...]

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Understanding Credit Scores & Credit Report Information

0% APR For 24 Months On Balance Transfers With Discover More

Millie Kay G. — Sun, 16 Jan 2011 03:28:02 +0000

Last time, we discussed the No Balance Transfer Fee Discover More Card. This time around, let’s see Discover’s other limited time offer! One strategy for dealing with a credit card’s high interest rate is to say goodbye to it with a favorable balance transfer. If your current credit card debt load is feeling a little [...]

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0% APR For 24 Months On Balance Transfers With Discover More

No Balance Transfer Fee Credit Card from Discover More

Millie Kay G. — Tue, 11 Jan 2011 07:24:11 +0000

If you’d like to reduce the impact of your credit cards’ interest rates, you should look at the Discover More Card with No Balance Transfer Fee offer. In addition to having no balance transfer fee, this card has terrific introductory rates and rewards in the form of cash back benefits. No Balance Transfer Fee Credit [...]

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No Balance Transfer Fee Credit Card from Discover More

A Teen’s First Credit Card: Tips For The New Card User

The Smarter Wallet — Thu, 30 Dec 2010 07:41:48 +0000

There comes a stage in every parent’s life when they have to consider the consequences of their teenager having access to their own credit card. For the teenager, it can be an exciting time –- they feel grown up, able to make their own financial decisions, and they have money in their pocket, possibly for [...]

This is a post from The Smarter Wallet.

A Teen’s First Credit Card: Tips For The New Card User

Major Credit Card Mistakes To Avoid

JT — Thu, 09 Dec 2010 05:20:56 +0000

Credit cards give us the possibility of buying something now and paying for it later. But if you aren’t careful, you can buy stuff now and be paying for it for a long time to come. So to that end, we’ve put together some major whoppers you could be guilty of when it comes to [...]

This is a post from The Smarter Wallet.

Major Credit Card Mistakes To Avoid

8 Reasons Why You’re In Debt!

The Smarter Wallet — Thu, 02 Dec 2010 02:46:12 +0000

There are lots of ways you could end up in debt. History is littered with people who always swore it wouldn’t happen to them –- only to find it eventually did. I’m not including the act of buying a house here, because a mortgage is a different type of debt. I’m talking about the myriad [...]

This is a post from The Smarter Wallet.

8 Reasons Why You’re In Debt!