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	<title>Comments on: Money Saving Ideas To Create A Frugal Household Budget</title>
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	<description>Money Tips, Consumer News and Product Reviews To Improve Your Finances</description>
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		<title>By: David Kimball</title>
		<link>http://thesmarterwallet.com/2009/money-saving-ideas-create-a-frugal-household-budget/#comment-15129</link>
		<dc:creator>David Kimball</dc:creator>
		<pubDate>Thu, 11 Feb 2010 18:44:55 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3881#comment-15129</guid>
		<description>A household budget is an effective money management guide through which you can relieve the stress and burden of debt and worry. It is a trusted friend and a necessary step to be taken by anyone serious about making an incredible life change.

Bottom line?  Use it!  :-)

David</description>
		<content:encoded><![CDATA[<p>A household budget is an effective money management guide through which you can relieve the stress and burden of debt and worry. It is a trusted friend and a necessary step to be taken by anyone serious about making an incredible life change.</p>
<p>Bottom line?  Use it!  <img src='http://thesmarterwallet.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>David</p>
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		<title>By: Huw</title>
		<link>http://thesmarterwallet.com/2009/money-saving-ideas-create-a-frugal-household-budget/#comment-6149</link>
		<dc:creator>Huw</dc:creator>
		<pubDate>Thu, 18 Jun 2009 13:04:31 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3881#comment-6149</guid>
		<description>My tip for picking up bargains is to check out auction web sites which offer goods for a penny - it&#039;s surprising what you can pick up. Many ebay sellers, for example,  start auctions at one penny to try and attract bids and keep costs down. A proportion of these auctions, for many different reasons, dip under the radar and remain unsold! One useful site I&#039;ve found is Pennyshopper.co.uk  - select, say, the Clothing category, it&#039;s really surprising what sells for a penny, including some designer gear.</description>
		<content:encoded><![CDATA[<p>My tip for picking up bargains is to check out auction web sites which offer goods for a penny &#8211; it&#8217;s surprising what you can pick up. Many ebay sellers, for example,  start auctions at one penny to try and attract bids and keep costs down. A proportion of these auctions, for many different reasons, dip under the radar and remain unsold! One useful site I&#8217;ve found is Pennyshopper.co.uk  &#8211; select, say, the Clothing category, it&#8217;s really surprising what sells for a penny, including some designer gear.</p>
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		<title>By: X3</title>
		<link>http://thesmarterwallet.com/2009/money-saving-ideas-create-a-frugal-household-budget/#comment-1928</link>
		<dc:creator>X3</dc:creator>
		<pubDate>Tue, 24 Feb 2009 22:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3881#comment-1928</guid>
		<description>I ran across an interesting article titled &quot;Talk Is Cheap&quot; reviewing top VoIP programs at DealDogs.net.  This is the article link &lt;a href=&quot;http://dealdogs.net/?p=10668&quot; rel=&quot;nofollow&quot;&gt; here&lt;/a&gt; to read a description and see videos about top webchat programs.</description>
		<content:encoded><![CDATA[<p>I ran across an interesting article titled &#8220;Talk Is Cheap&#8221; reviewing top VoIP programs at DealDogs.net.  This is the article link <a href="http://dealdogs.net/?p=10668" rel="nofollow"> here</a> to read a description and see videos about top webchat programs.</p>
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		<title>By: Greener Pastures</title>
		<link>http://thesmarterwallet.com/2009/money-saving-ideas-create-a-frugal-household-budget/#comment-1801</link>
		<dc:creator>Greener Pastures</dc:creator>
		<pubDate>Mon, 16 Feb 2009 11:31:35 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3881#comment-1801</guid>
		<description>These are great tips.  It saddens me that our economy seems to be based on a &quot;spend spend spend&quot; philosophy.  Excess seems to be the rule.  Personally, I think that if people - and our government! - need to go into debt to sustain coveted economic &quot;growth&quot;, then we&#039;re not only missing the boat, we&#039;re going to sink it.</description>
		<content:encoded><![CDATA[<p>These are great tips.  It saddens me that our economy seems to be based on a &#8220;spend spend spend&#8221; philosophy.  Excess seems to be the rule.  Personally, I think that if people &#8211; and our government! &#8211; need to go into debt to sustain coveted economic &#8220;growth&#8221;, then we&#8217;re not only missing the boat, we&#8217;re going to sink it.</p>
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		<title>By: Monevator</title>
		<link>http://thesmarterwallet.com/2009/money-saving-ideas-create-a-frugal-household-budget/#comment-1769</link>
		<dc:creator>Monevator</dc:creator>
		<pubDate>Sat, 14 Feb 2009 09:26:37 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3881#comment-1769</guid>
		<description>My American friends are the only people I know who consistently go out for breakfast (apart from a few construction workers who start at 8am!)... I was amazed when I visited a friend&#039;s family and they hadn&#039;t even turned the oven on in 3 years in the property!

It&#039;s a nice lifestyle while it lasts, but as you say the reckoning may be hard. :(</description>
		<content:encoded><![CDATA[<p>My American friends are the only people I know who consistently go out for breakfast (apart from a few construction workers who start at 8am!)&#8230; I was amazed when I visited a friend&#8217;s family and they hadn&#8217;t even turned the oven on in 3 years in the property!</p>
<p>It&#8217;s a nice lifestyle while it lasts, but as you say the reckoning may be hard. <img src='http://thesmarterwallet.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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