http://thesmarterwallet.com/2009/managing-debt-credit-cards/ Money Tips, Consumer News and Product Reviews To Improve Your Finances Mon, 21 May 2012 23:40:13 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://thesmarterwallet.com/2009/managing-debt-credit-cards/#comment-38957 Elan credit card Wed, 23 Mar 2011 21:15:11 +0000 http://thesmarterwallet.com/?p=5645#comment-38957 I found out your article very useful. "4. Consider using cash or debit cards." - with my spending, I think I have a good chance to get my account locked. I found out your article very useful. “4. Consider using cash or debit cards.” – with my spending, I think I have a good chance to get my account locked.

]]> http://thesmarterwallet.com/2009/managing-debt-credit-cards/#comment-12313 Joel Tue, 24 Nov 2009 03:37:32 +0000 http://thesmarterwallet.com/?p=5645#comment-12313 I use an American Express card that gives me 1% to 3% cash back on every purchase and then I just set the card to automatically pay off the balance in full from my checking account every month. I use an American Express card that gives me 1% to 3% cash back on every purchase and then I just set the card to automatically pay off the balance in full from my checking account every month.

]]> http://thesmarterwallet.com/2009/managing-debt-credit-cards/#comment-4737 Meaghan Tue, 19 May 2009 23:33:57 +0000 http://thesmarterwallet.com/?p=5645#comment-4737 Credit cards can be very dangerous if you are not careful to keep track of your spending. It makes it so easy to over extend yourself and difficult to get out of debt once it starts. I think having one credit card is best for emergencies and all other expenses should be through a debit card. Credit cards can be very dangerous if you are not careful to keep track of your spending. It makes it so easy to over extend yourself and difficult to get out of debt once it starts. I think having one credit card is best for emergencies and all other expenses should be through a debit card.

]]> http://thesmarterwallet.com/2009/managing-debt-credit-cards/#comment-4328 U.S. Common Sense Mon, 11 May 2009 01:12:50 +0000 http://thesmarterwallet.com/?p=5645#comment-4328 Other than paying for my cell phone bill, I haven't used my credit card regularly in years. All of my purchases are done via cash or my check card. That way I do not have to worry about monthly interest charges or being surprised by how large my "debt" has become. Other than paying for my cell phone bill, I haven’t used my credit card regularly in years. All of my purchases are done via cash or my check card. That way I do not have to worry about monthly interest charges or being surprised by how large my “debt” has become.

]]> http://thesmarterwallet.com/2009/managing-debt-credit-cards/#comment-4205 Jeff@StretchyDollar.com Thu, 07 May 2009 15:06:52 +0000 http://thesmarterwallet.com/?p=5645#comment-4205 Just last night my wife went back and forth on whether we really needed our credit cards. They've been the downfall of our budget the past couple months, but I feel like we've finally worked out a solution. It's always good to keep these facts in mind, though, and to use credit cards carefully and evaluate how you're using them. Just last night my wife went back and forth on whether we really needed our credit cards. They’ve been the downfall of our budget the past couple months, but I feel like we’ve finally worked out a solution. It’s always good to keep these facts in mind, though, and to use credit cards carefully and evaluate how you’re using them.

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