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	<title>Comments on: Downsize and Cut Costs, or Work at a Second Job?</title>
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	<description>Money Tips, Consumer News and Product Reviews To Improve Your Finances</description>
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		<title>By: * Weekly Highlights: January 16, 2009</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-2887</link>
		<dc:creator>* Weekly Highlights: January 16, 2009</dc:creator>
		<pubDate>Wed, 08 Apr 2009 01:51:17 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-2887</guid>
		<description>[...] Downsize and Cut Costs, or Work at a Second Job? at The Smarter Wallet &#8212; A thoughtful article about the current economy and the various ways to deal with it. [...]</description>
		<content:encoded><![CDATA[<p>[...] Downsize and Cut Costs, or Work at a Second Job? at The Smarter Wallet &#8212; A thoughtful article about the current economy and the various ways to deal with it. [...]</p>
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		<title>By: Weekly Roundup and Carnivals</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1980</link>
		<dc:creator>Weekly Roundup and Carnivals</dc:creator>
		<pubDate>Fri, 27 Feb 2009 14:08:32 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1980</guid>
		<description>[...] SmarterWallet asks would you rather downsize and cut costs, or work a second job?  I&#8217;d do both honestly.  I&#8217;d be worried about losing my primary job so I&#8217;d get [...]</description>
		<content:encoded><![CDATA[<p>[...] SmarterWallet asks would you rather downsize and cut costs, or work a second job?  I&#8217;d do both honestly.  I&#8217;d be worried about losing my primary job so I&#8217;d get [...]</p>
]]></content:encoded>
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		<title>By: Video Webcast on Personal Finance, New Rewards Credit Card</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1955</link>
		<dc:creator>Video Webcast on Personal Finance, New Rewards Credit Card</dc:creator>
		<pubDate>Thu, 26 Feb 2009 07:43:01 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1955</guid>
		<description>[...] Festival of Frugality showcased our post that asks whether we should downsize, cut costs or work at a second job. Thanks to Richard from Student Scrooge for this [...]</description>
		<content:encoded><![CDATA[<p>[...] Festival of Frugality showcased our post that asks whether we should downsize, cut costs or work at a second job. Thanks to Richard from Student Scrooge for this [...]</p>
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	<item>
		<title>By: &#187; Festival #166 - Welcome to Spring! on the Festival of Frugality</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1924</link>
		<dc:creator>&#187; Festival #166 - Welcome to Spring! on the Festival of Frugality</dc:creator>
		<pubDate>Tue, 24 Feb 2009 17:31:56 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1924</guid>
		<description>[...] A second frugal question: The Smarter Wallet asks the question: with limited income, would you rather downsize and cut costs, or work a second job? [...]</description>
		<content:encoded><![CDATA[<p>[...] A second frugal question: The Smarter Wallet asks the question: with limited income, would you rather downsize and cut costs, or work a second job? [...]</p>
]]></content:encoded>
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	<item>
		<title>By: LAL</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1923</link>
		<dc:creator>LAL</dc:creator>
		<pubDate>Tue, 24 Feb 2009 14:29:17 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1923</guid>
		<description>I&#039;d also do both.  I&#039;d be cutting costs and working a second job just in case.</description>
		<content:encoded><![CDATA[<p>I&#8217;d also do both.  I&#8217;d be cutting costs and working a second job just in case.</p>
]]></content:encoded>
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	<item>
		<title>By: Festival of Frugality #166 - The Winter Is Almost Over Edition &#124; Student Scrooge</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1921</link>
		<dc:creator>Festival of Frugality #166 - The Winter Is Almost Over Edition &#124; Student Scrooge</dc:creator>
		<pubDate>Tue, 24 Feb 2009 13:32:47 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1921</guid>
		<description>[...] second frugal question: The Smarter Wallet asks the question: with limited income, would you rather downsize and cut costs, or work a second job? I am not sure what I would choose &#8212; maybe [...]</description>
		<content:encoded><![CDATA[<p>[...] second frugal question: The Smarter Wallet asks the question: with limited income, would you rather downsize and cut costs, or work a second job? I am not sure what I would choose &#8212; maybe [...]</p>
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	<item>
		<title>By: SVB</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1587</link>
		<dc:creator>SVB</dc:creator>
		<pubDate>Thu, 05 Feb 2009 02:43:05 +0000</pubDate>
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		<description>Agreed!   The trends aren&#039;t making it easy for our farmers, but I sure hope that they can continue to forge on.</description>
		<content:encoded><![CDATA[<p>Agreed!   The trends aren&#8217;t making it easy for our farmers, but I sure hope that they can continue to forge on.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: SimplyForties</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1586</link>
		<dc:creator>SimplyForties</dc:creator>
		<pubDate>Thu, 05 Feb 2009 02:30:38 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1586</guid>
		<description>&quot;We don’t even have small farmers any longer, the keepers of the healthy way of living.&quot;  We do, in fact, still have small farmers.  Not nearly as many as we used to, but they do exist, and thank goodness for that!

I am cutting costs and working on raising income.  Nothing is sacred, that&#039;s for sure!</description>
		<content:encoded><![CDATA[<p>&#8220;We don’t even have small farmers any longer, the keepers of the healthy way of living.&#8221;  We do, in fact, still have small farmers.  Not nearly as many as we used to, but they do exist, and thank goodness for that!</p>
<p>I am cutting costs and working on raising income.  Nothing is sacred, that&#8217;s for sure!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Personal Finance 190: Buddy, Can You Spare a Dime? &#171; Funny about Money</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1553</link>
		<dc:creator>Carnival of Personal Finance 190: Buddy, Can You Spare a Dime? &#171; Funny about Money</dc:creator>
		<pubDate>Mon, 02 Feb 2009 12:55:18 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1553</guid>
		<description>[...] Sprenger The Smarter Wallet Downsize and Cut Costs, or Work at a Second Job?   Jacques sees two options for dealing with recessionary [...]</description>
		<content:encoded><![CDATA[<p>[...] Sprenger The Smarter Wallet Downsize and Cut Costs, or Work at a Second Job?   Jacques sees two options for dealing with recessionary [...]</p>
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	<item>
		<title>By: Finally Frugal</title>
		<link>http://thesmarterwallet.com/2009/downsize-cut-costs-work-second-job/#comment-1472</link>
		<dc:creator>Finally Frugal</dc:creator>
		<pubDate>Tue, 27 Jan 2009 20:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=3197#comment-1472</guid>
		<description>I do both.  I seriously cut my spending AND picked up a second job (one that I could work from home in the evenings).  I was able to pay off almost $5,000 in credit card debt last year.  This year, I&#039;m concentrating on building up savings and then when I&#039;m out of school (finally) I&#039;m going to work on that pesky $56,000 in student loan debt (at a whopping 8.25% interest rate!)  Who knows how long I&#039;ll continue to work 50+ hours per week---it definitely cuts into the social life, that&#039;s for sure!  But being out of debt sounds too fabulous not to do everything in my power to get there.</description>
		<content:encoded><![CDATA[<p>I do both.  I seriously cut my spending AND picked up a second job (one that I could work from home in the evenings).  I was able to pay off almost $5,000 in credit card debt last year.  This year, I&#8217;m concentrating on building up savings and then when I&#8217;m out of school (finally) I&#8217;m going to work on that pesky $56,000 in student loan debt (at a whopping 8.25% interest rate!)  Who knows how long I&#8217;ll continue to work 50+ hours per week&#8212;it definitely cuts into the social life, that&#8217;s for sure!  But being out of debt sounds too fabulous not to do everything in my power to get there.</p>
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