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	<title>Comments on: Do Debt Consolidation Programs Work? Reviewing Debt Consolidation Care</title>
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	<description>Money Tips, Consumer News and Product Reviews To Improve Your Finances</description>
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		<title>By: Kevin Kerson</title>
		<link>http://thesmarterwallet.com/2009/debt-consolidation-programs-debt-consolidation-care-review/#comment-25726</link>
		<dc:creator>Kevin Kerson</dc:creator>
		<pubDate>Mon, 18 Oct 2010 11:07:12 +0000</pubDate>
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		<description>Under Debt Consolidation Care’s Companies section, you can look at charts that rank various debt consolidation and debt settlement companies in different states. You can read advice tailored to different states or cities, and direct questions to the community. Any questions that are specific to a particular state are addressed by resident members.</description>
		<content:encoded><![CDATA[<p>Under Debt Consolidation Care’s Companies section, you can look at charts that rank various debt consolidation and debt settlement companies in different states. You can read advice tailored to different states or cities, and direct questions to the community. Any questions that are specific to a particular state are addressed by resident members.</p>
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		<title>By: Jack</title>
		<link>http://thesmarterwallet.com/2009/debt-consolidation-programs-debt-consolidation-care-review/#comment-16454</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Sun, 14 Mar 2010 22:12:15 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=9573#comment-16454</guid>
		<description>&quot;Johanne&quot; is right, you DO need to know every detail about what you&#039;re getting into. About 8 months ago I was talking to about 4 or 5 different sales people who were all trying to sell me their program (even worse, they just want to put my application in to see if I&#039;ll be approved for their program; I guess they don&#039;t want to waste time talking to you if you don&#039;t qualify for what they&#039;re selling). 

I came across an article written about turning your credit cards into debit cards and I found the author of the article working for this company that gets funding to help people figure out which debt program (bankruptcy, settlement, etc) is best for them. Once I figured out which way I wanted to go, Joe gave me the names of a few companies that could help me and he offered to help me get the application fees waived. I&#039;d still be wondering if I did the right things If I didn&#039;t find them. There are other companies that do this, just search the internet for debt help referrals.</description>
		<content:encoded><![CDATA[<p>&#8220;Johanne&#8221; is right, you DO need to know every detail about what you&#8217;re getting into. About 8 months ago I was talking to about 4 or 5 different sales people who were all trying to sell me their program (even worse, they just want to put my application in to see if I&#8217;ll be approved for their program; I guess they don&#8217;t want to waste time talking to you if you don&#8217;t qualify for what they&#8217;re selling). </p>
<p>I came across an article written about turning your credit cards into debit cards and I found the author of the article working for this company that gets funding to help people figure out which debt program (bankruptcy, settlement, etc) is best for them. Once I figured out which way I wanted to go, Joe gave me the names of a few companies that could help me and he offered to help me get the application fees waived. I&#8217;d still be wondering if I did the right things If I didn&#8217;t find them. There are other companies that do this, just search the internet for debt help referrals.</p>
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		<title>By: Debt Consolidation Consolidate</title>
		<link>http://thesmarterwallet.com/2009/debt-consolidation-programs-debt-consolidation-care-review/#comment-12018</link>
		<dc:creator>Debt Consolidation Consolidate</dc:creator>
		<pubDate>Mon, 16 Nov 2009 08:54:54 +0000</pubDate>
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		<description>Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral, most commonly a house. </description>
		<content:encoded><![CDATA[<p>Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral, most commonly a house.</p>
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		<title>By: Johanne</title>
		<link>http://thesmarterwallet.com/2009/debt-consolidation-programs-debt-consolidation-care-review/#comment-12014</link>
		<dc:creator>Johanne</dc:creator>
		<pubDate>Mon, 16 Nov 2009 04:42:14 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=9573#comment-12014</guid>
		<description>Nice advice. Caution is always important. You ought to know every detail of what you&#039;re getting into lest you risk getting into even a worse financial state.</description>
		<content:encoded><![CDATA[<p>Nice advice. Caution is always important. You ought to know every detail of what you&#8217;re getting into lest you risk getting into even a worse financial state.</p>
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