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	<title>Comments on: Debt Consolidation Loans: Tips, Pros and Cons</title>
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		<title>By: Lisa Smith</title>
		<link>http://thesmarterwallet.com/2009/debt-consolidation-loans-tips-pros-cons/#comment-20231</link>
		<dc:creator>Lisa Smith</dc:creator>
		<pubDate>Thu, 24 Jun 2010 12:22:39 +0000</pubDate>
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		<description>hi very nice post.  These pros and cons are really  straight to the point. I really like the zero APR credit card option. keep it up the great work.
Thanks 
Lisa</description>
		<content:encoded><![CDATA[<p>hi very nice post.  These pros and cons are really  straight to the point. I really like the zero APR credit card option. keep it up the great work.<br />
Thanks<br />
Lisa</p>
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		<title>By: LeanLifeCoach</title>
		<link>http://thesmarterwallet.com/2009/debt-consolidation-loans-tips-pros-cons/#comment-13395</link>
		<dc:creator>LeanLifeCoach</dc:creator>
		<pubDate>Tue, 29 Dec 2009 13:53:17 +0000</pubDate>
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		<description>Personally, I am a fan of doing it yourself, so I lean towards number 1&amp;2. But how do you balance the concern of your FICO score with taking out more/new credit? Do you just worry about that later?</description>
		<content:encoded><![CDATA[<p>Personally, I am a fan of doing it yourself, so I lean towards number 1&amp;2. But how do you balance the concern of your FICO score with taking out more/new credit? Do you just worry about that later?</p>
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