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	<title>Comments on: Debt Advice By Jean Chatzky, The Smart Cookies Money Group</title>
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		<title>By: Henry</title>
		<link>http://thesmarterwallet.com/2009/debt-advice-jean-chatzky-smart-cookies/#comment-20043</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Wed, 16 Jun 2010 19:43:41 +0000</pubDate>
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		<description>The best solution for debt concerns is to seek professional advice. Debt is a traitor and should be eliminated as soon as possible.</description>
		<content:encoded><![CDATA[<p>The best solution for debt concerns is to seek professional advice. Debt is a traitor and should be eliminated as soon as possible.</p>
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		<title>By: The Smarter Wallet</title>
		<link>http://thesmarterwallet.com/2009/debt-advice-jean-chatzky-smart-cookies/#comment-12630</link>
		<dc:creator>The Smarter Wallet</dc:creator>
		<pubDate>Fri, 04 Dec 2009 19:01:11 +0000</pubDate>
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		<description>@Ingrid,
Thanks for commenting on this site but we do not publish personal information on this site.  Please visit the SmartCookies.com site to contact them if you so wish.  

Or one of our readers here may be able to offer you helpful suggestions.  In my opinion, if you are having trouble with a mortgage and have exhausted all means to save it, there comes a point when you may have to walk away from it. But please consult a professional adviser before doing anything.  I am not a professional adviser but can only offer opinions and tell you what I would do if I were in your shoes.  I do not have the authority to offer you anything more than just my opinion.</description>
		<content:encoded><![CDATA[<p>@Ingrid,<br />
Thanks for commenting on this site but we do not publish personal information on this site.  Please visit the SmartCookies.com site to contact them if you so wish.  </p>
<p>Or one of our readers here may be able to offer you helpful suggestions.  In my opinion, if you are having trouble with a mortgage and have exhausted all means to save it, there comes a point when you may have to walk away from it. But please consult a professional adviser before doing anything.  I am not a professional adviser but can only offer opinions and tell you what I would do if I were in your shoes.  I do not have the authority to offer you anything more than just my opinion.</p>
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		<title>By: Ingrid Leibrecht</title>
		<link>http://thesmarterwallet.com/2009/debt-advice-jean-chatzky-smart-cookies/#comment-12609</link>
		<dc:creator>Ingrid Leibrecht</dc:creator>
		<pubDate>Thu, 03 Dec 2009 21:46:20 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=9930#comment-12609</guid>
		<description>TO THE SMART COOKIES/Jean  CHATZKY
I am a single income working mom, 16 years widowed, and at this point of the journey I find myself in the worst financial position.  I raised three successful, independent children in NJ on single income, and my youngest is in college for Physical Therapy in a Master&#039;s Program at Ithaca College.  I have been fortunate to have a steady employer at Honeywell International for the past 16 years, however this year in the economic turmoil, we have had mandatory furloughs, therefore this has impacted my net income.  I do have a home, however paying the mortgage is a challenge with furloughs.  I also have 2 part time jobs to add to my income.  But I do really need some guidance and help.  I purchased my home 4 years ago, what I thought was my American dream, but now is my nightmare.   I rented for 12 years and finally purchased a home for my family.  The equity is not there, but I would like to sell it.  CAN YOU HELP!!!   I need all the expert advise I can get . . . 
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		<content:encoded><![CDATA[<p>TO THE SMART COOKIES/Jean  CHATZKY<br />
I am a single income working mom, 16 years widowed, and at this point of the journey I find myself in the worst financial position.  I raised three successful, independent children in NJ on single income, and my youngest is in college for Physical Therapy in a Master&#8217;s Program at Ithaca College.  I have been fortunate to have a steady employer at Honeywell International for the past 16 years, however this year in the economic turmoil, we have had mandatory furloughs, therefore this has impacted my net income.  I do have a home, however paying the mortgage is a challenge with furloughs.  I also have 2 part time jobs to add to my income.  But I do really need some guidance and help.  I purchased my home 4 years ago, what I thought was my American dream, but now is my nightmare.   I rented for 12 years and finally purchased a home for my family.  The equity is not there, but I would like to sell it.  CAN YOU HELP!!!   I need all the expert advise I can get . . .</p>
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