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	<title>Comments on: Going Shopping? Avoid The Layaway Plan</title>
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	<description>Money Tips, Consumer News and Product Reviews To Improve Your Finances</description>
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		<title>By: Store Returns In Your Horizon? How To Return Store Merchandise</title>
		<link>http://thesmarterwallet.com/2008/going-shopping-avoid-the-layaway-plan/comment-page-1/#comment-1224</link>
		<dc:creator>Store Returns In Your Horizon? How To Return Store Merchandise</dc:creator>
		<pubDate>Tue, 06 Jan 2009 03:39:29 +0000</pubDate>
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		<description>[...] with a purchase is to think before you buy. It is always best to do your research before going shopping, and to buy from reputable companies; but if you do find yourself unhappy with a purchase, [...]</description>
		<content:encoded><![CDATA[<p>[...] with a purchase is to think before you buy. It is always best to do your research before going shopping, and to buy from reputable companies; but if you do find yourself unhappy with a purchase, [...]</p>
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		<title>By: 180th Carnival of Personal Finance</title>
		<link>http://thesmarterwallet.com/2008/going-shopping-avoid-the-layaway-plan/comment-page-1/#comment-658</link>
		<dc:creator>180th Carnival of Personal Finance</dc:creator>
		<pubDate>Mon, 24 Nov 2008 14:09:55 +0000</pubDate>
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		<description>[...] Thacker from The Smarter Wallet suggests &#8220;Going Shopping?  Avoid the Layaway Plan.&#8221;  She says that fees and lost discounts aren&#8217;t worth it, instead save up CASH!  I [...]</description>
		<content:encoded><![CDATA[<p>[...] Thacker from The Smarter Wallet suggests &#8220;Going Shopping?  Avoid the Layaway Plan.&#8221;  She says that fees and lost discounts aren&#8217;t worth it, instead save up CASH!  I [...]</p>
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		<title>By: Sunday Money Roundup - Balmy And 60 Edition. &#124; My Two Dollars</title>
		<link>http://thesmarterwallet.com/2008/going-shopping-avoid-the-layaway-plan/comment-page-1/#comment-566</link>
		<dc:creator>Sunday Money Roundup - Balmy And 60 Edition. &#124; My Two Dollars</dc:creator>
		<pubDate>Sun, 16 Nov 2008 14:01:51 +0000</pubDate>
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		<description>[...] Smarter Wallet advises us on the reasons to avoid the layaway plan during the holidays. However, I will say that using layaway is better than going into debt just to buy gifts, so there [...]</description>
		<content:encoded><![CDATA[<p>[...] Smarter Wallet advises us on the reasons to avoid the layaway plan during the holidays. However, I will say that using layaway is better than going into debt just to buy gifts, so there [...]</p>
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		<title>By: Sunday Money Madness - Veterans Day Edition &#124; Rich Credit Debt Loan</title>
		<link>http://thesmarterwallet.com/2008/going-shopping-avoid-the-layaway-plan/comment-page-1/#comment-565</link>
		<dc:creator>Sunday Money Madness - Veterans Day Edition &#124; Rich Credit Debt Loan</dc:creator>
		<pubDate>Sun, 16 Nov 2008 13:54:09 +0000</pubDate>
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		<description>[...] The Smarter Wallet asks readers, Going Shopping? Avoid The Layaway Plan! [...]</description>
		<content:encoded><![CDATA[<p>[...] The Smarter Wallet asks readers, Going Shopping? Avoid The Layaway Plan! [...]</p>
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		<title>By: Roundup: The Economy and Holiday Shopping &#124; Credit and Personal Finance Blog &#124; Credit Karma</title>
		<link>http://thesmarterwallet.com/2008/going-shopping-avoid-the-layaway-plan/comment-page-1/#comment-563</link>
		<dc:creator>Roundup: The Economy and Holiday Shopping &#124; Credit and Personal Finance Blog &#124; Credit Karma</dc:creator>
		<pubDate>Sun, 16 Nov 2008 11:21:37 +0000</pubDate>
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		<description>[...] Smart Money Wallet blogs Going Shopping? Avoid The Layaway Plan! [...]</description>
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