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	<title>Comments on: A Look At Costco, Sam&#8217;s Club and Other Wholesale Shopping Clubs</title>
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	<description>Money Tips, Consumer News and Product Reviews To Improve Your Finances</description>
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		<title>By: SamBenzi</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-40061</link>
		<dc:creator>SamBenzi</dc:creator>
		<pubDate>Thu, 07 Apr 2011 06:25:30 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-40061</guid>
		<description>I have had the worst experience at Costco Bellingham.  The employees at the return desk were very arrogant and loud in front of other members.  I had the original receipt of an item which I had purchased a few months back and wanted to return it.  They kept telling me that the computer showed I had already returned it, (which is not true at all)  I tried to explain to them that there must be a glitch in the system or someone accidentally punched the wrong key but he kept putting me down in front of other customers.  I will be putting in a complaint.</description>
		<content:encoded><![CDATA[<p>I have had the worst experience at Costco Bellingham.  The employees at the return desk were very arrogant and loud in front of other members.  I had the original receipt of an item which I had purchased a few months back and wanted to return it.  They kept telling me that the computer showed I had already returned it, (which is not true at all)  I tried to explain to them that there must be a glitch in the system or someone accidentally punched the wrong key but he kept putting me down in front of other customers.  I will be putting in a complaint.</p>
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		<title>By: Carl</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-12821</link>
		<dc:creator>Carl</dc:creator>
		<pubDate>Thu, 10 Dec 2009 17:45:37 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-12821</guid>
		<description>The issue with payments being applied to the promotional balance is fairly common.  It&#039;s not just Sam&#039;s Club.  Home Depot, Sears, Best Buy, etc. all do that with their credit cards.  Essentially, payments are applied to the oldest purchase and since most people first sign up for the card to get the promotion, that&#039;s the oldest purchase.  You need to call and have the payment applied to newer purchases.</description>
		<content:encoded><![CDATA[<p>The issue with payments being applied to the promotional balance is fairly common.  It&#8217;s not just Sam&#8217;s Club.  Home Depot, Sears, Best Buy, etc. all do that with their credit cards.  Essentially, payments are applied to the oldest purchase and since most people first sign up for the card to get the promotion, that&#8217;s the oldest purchase.  You need to call and have the payment applied to newer purchases.</p>
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		<title>By: Faye McClung</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-11980</link>
		<dc:creator>Faye McClung</dc:creator>
		<pubDate>Sat, 14 Nov 2009 20:01:09 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-11980</guid>
		<description>Sam&#039;s Club 6 months,  no interest, no payments sounds good, but the reality is not so good.  It will probably work ok if you don&#039;t make any other purchases on your account.  Is that what they want?   

We use a credit card for normal purchases to earn cash back &lt;a href=&quot;http://thesmarterwallet.com/go/discover-more-co/&quot; rel=&quot;nofollow&quot;&gt;(Discover)&lt;/a&gt; and pay the balance in full each month so that we don&#039;t incur finance charges.   When I make payments, they apply it to the promotional balance, not my regular charges.   

How does that make sense when they guarantee you the promotional balance with NO payments.  When I send e-mail from the website, I get very quick responses, but sometimes they do not seem to be related to most of my e-mail, rather a cut and paste response.  I have been told a # of times that they apply payments to the lowest interest rate, so they apply to my promotional account, which has no INTEREST rate if paid off within 6 months.  Explain that, Sams Club.  Sometime I get someone who actually reads my e-mail and does what I ask, but most of the time, I get pre-fabricated answers.  What good is an e-mail inquiry system that does that?</description>
		<content:encoded><![CDATA[<p>Sam&#8217;s Club 6 months,  no interest, no payments sounds good, but the reality is not so good.  It will probably work ok if you don&#8217;t make any other purchases on your account.  Is that what they want?   </p>
<p>We use a credit card for normal purchases to earn cash back <a href="http://thesmarterwallet.com/go/discover-more-co/" rel="nofollow">(Discover)</a> and pay the balance in full each month so that we don&#8217;t incur finance charges.   When I make payments, they apply it to the promotional balance, not my regular charges.   </p>
<p>How does that make sense when they guarantee you the promotional balance with NO payments.  When I send e-mail from the website, I get very quick responses, but sometimes they do not seem to be related to most of my e-mail, rather a cut and paste response.  I have been told a # of times that they apply payments to the lowest interest rate, so they apply to my promotional account, which has no INTEREST rate if paid off within 6 months.  Explain that, Sams Club.  Sometime I get someone who actually reads my e-mail and does what I ask, but most of the time, I get pre-fabricated answers.  What good is an e-mail inquiry system that does that?</p>
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		<title>By: Sharon Girard</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-11675</link>
		<dc:creator>Sharon Girard</dc:creator>
		<pubDate>Thu, 05 Nov 2009 16:40:34 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-11675</guid>
		<description>Thank you everyone for your comments.  I was considering a membership but after reading about these complaints, especially the one about renewing late, I have decided against doing so.  Hassles are not worth any savings and I have been doing pretty well with shopping bargains locally.</description>
		<content:encoded><![CDATA[<p>Thank you everyone for your comments.  I was considering a membership but after reading about these complaints, especially the one about renewing late, I have decided against doing so.  Hassles are not worth any savings and I have been doing pretty well with shopping bargains locally.</p>
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		<title>By: Karen</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-10924</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Wed, 14 Oct 2009 14:44:44 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-10924</guid>
		<description>Beware Sam&#039;s Club 6 month no payments deal.  We have recently used the 6 month no pay on three separate occasions.  The Sam&#039;s Club clerk did exactly what they were supposed to do to key the coupon into the register.  Our cash register receipts reflects the coupon.  However, in all three cases, when the bill came, it was not set up and we had to call to get it fixed.  I am not sure who is running this scam Sam&#039;s Club or GE (credit card company), but check your bill before they charge you outrageous finance charges.</description>
		<content:encoded><![CDATA[<p>Beware Sam&#8217;s Club 6 month no payments deal.  We have recently used the 6 month no pay on three separate occasions.  The Sam&#8217;s Club clerk did exactly what they were supposed to do to key the coupon into the register.  Our cash register receipts reflects the coupon.  However, in all three cases, when the bill came, it was not set up and we had to call to get it fixed.  I am not sure who is running this scam Sam&#8217;s Club or GE (credit card company), but check your bill before they charge you outrageous finance charges.</p>
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		<title>By: SVB</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-5319</link>
		<dc:creator>SVB</dc:creator>
		<pubDate>Sat, 30 May 2009 16:48:54 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-5319</guid>
		<description>To be fair, I use Costco and I have been happy with their services and products.   All companies have their share of complaints from disgruntled customers.  So take all that you read in stride.  And some, even with a grain of salt.  

These companies wouldn&#039;t be so highly praised or successful if they weren&#039;t doing something right.</description>
		<content:encoded><![CDATA[<p>To be fair, I use Costco and I have been happy with their services and products.   All companies have their share of complaints from disgruntled customers.  So take all that you read in stride.  And some, even with a grain of salt.  </p>
<p>These companies wouldn&#8217;t be so highly praised or successful if they weren&#8217;t doing something right.</p>
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		<title>By: joe</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-5272</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Fri, 29 May 2009 17:40:50 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-5272</guid>
		<description>Costco does not have the common courtesy to include a return shipping label with merchandise ordered from their website.  A shipping label can only be generated by printer using a download link from costco sent by email.  This is not fair to the minority of people who do not have printers.  No mention is made of this by costco prior to ordering.    If you cannot return the merchandise to a warehouse you are stuck with it.  I believe this is an evasion tactic by costco to avoid accepting returns from people without printers.</description>
		<content:encoded><![CDATA[<p>Costco does not have the common courtesy to include a return shipping label with merchandise ordered from their website.  A shipping label can only be generated by printer using a download link from costco sent by email.  This is not fair to the minority of people who do not have printers.  No mention is made of this by costco prior to ordering.    If you cannot return the merchandise to a warehouse you are stuck with it.  I believe this is an evasion tactic by costco to avoid accepting returns from people without printers.</p>
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		<title>By: 55 Best Ways To Save Money: Frugal Ideas From Our Readers</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-5118</link>
		<dc:creator>55 Best Ways To Save Money: Frugal Ideas From Our Readers</dc:creator>
		<pubDate>Wed, 27 May 2009 01:46:43 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-5118</guid>
		<description>[...] in bulk when it makes sense! Get a membership to wholesale shopping clubs like Costco or Sam&#8217;s Club for the discount shopping [...]</description>
		<content:encoded><![CDATA[<p>[...] in bulk when it makes sense! Get a membership to wholesale shopping clubs like Costco or Sam&#8217;s Club for the discount shopping [...]</p>
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	<item>
		<title>By: Shop From Home! Online vs Catalog Shopping</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-4090</link>
		<dc:creator>Shop From Home! Online vs Catalog Shopping</dc:creator>
		<pubDate>Tue, 05 May 2009 06:46:13 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-4090</guid>
		<description>[...] take a quick trip to the grocery store for essentials, but even an hour in Wal-Mart or her favorite wholesale shopping club &#8212; stocking up for winter supplies &#8212; leaves her tired for days. For these reasons, she [...]</description>
		<content:encoded><![CDATA[<p>[...] take a quick trip to the grocery store for essentials, but even an hour in Wal-Mart or her favorite wholesale shopping club &#8212; stocking up for winter supplies &#8212; leaves her tired for days. For these reasons, she [...]</p>
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	<item>
		<title>By: 12 Ways To Save On Drugs: Cut Your Medication Costs</title>
		<link>http://thesmarterwallet.com/2008/costco-sams-club-wholesale-shopping-clubs-warehouse-stores/#comment-3390</link>
		<dc:creator>12 Ways To Save On Drugs: Cut Your Medication Costs</dc:creator>
		<pubDate>Sat, 18 Apr 2009 09:12:12 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=1139#comment-3390</guid>
		<description>[...] supply of your medication at once, as you could get price breaks by doing so. Check your local wholesale shopping club if they carry what you [...]</description>
		<content:encoded><![CDATA[<p>[...] supply of your medication at once, as you could get price breaks by doing so. Check your local wholesale shopping club if they carry what you [...]</p>
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