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	<title>Comments on: Buying A Car? Get Your Financing First</title>
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	<description>Money Tips, Consumer News and Product Reviews To Improve Your Finances</description>
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		<title>By: How Much Debt Do You Have? Calculate Your Debt To Income Ratio</title>
		<link>http://thesmarterwallet.com/2008/buying-a-car-get-your-financing-first/comment-page-1/#comment-1514</link>
		<dc:creator>How Much Debt Do You Have? Calculate Your Debt To Income Ratio</dc:creator>
		<pubDate>Thu, 29 Jan 2009 23:37:14 +0000</pubDate>
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		<description>[...] too much debt can make it more difficult to secure financing, so it&#8217;s worth it to take the time to study the numbers every so often. It&#8217;s something [...]</description>
		<content:encoded><![CDATA[<p>[...] too much debt can make it more difficult to secure financing, so it&#8217;s worth it to take the time to study the numbers every so often. It&#8217;s something [...]</p>
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		<title>By: David</title>
		<link>http://thesmarterwallet.com/2008/buying-a-car-get-your-financing-first/comment-page-1/#comment-1364</link>
		<dc:creator>David</dc:creator>
		<pubDate>Sun, 18 Jan 2009 21:14:56 +0000</pubDate>
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		<description>Getting financing first is a great idea.  I went through my credit union and got a great deal.

I would also add that you should not tell the dealer you have financing until AFTER you&#039;ve negotiated the price.  

Most dealers will be flexible about the price because they can make money off the loan.  So if you negoiate the price first then provide your own financing, you&#039;ll get a better deal than you would&#039;ve otherwise.</description>
		<content:encoded><![CDATA[<p>Getting financing first is a great idea.  I went through my credit union and got a great deal.</p>
<p>I would also add that you should not tell the dealer you have financing until AFTER you&#8217;ve negotiated the price.  </p>
<p>Most dealers will be flexible about the price because they can make money off the loan.  So if you negoiate the price first then provide your own financing, you&#8217;ll get a better deal than you would&#8217;ve otherwise.</p>
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		<title>By: Carnival of Consumer Credit #5 &#8212; Arrive Financial</title>
		<link>http://thesmarterwallet.com/2008/buying-a-car-get-your-financing-first/comment-page-1/#comment-1263</link>
		<dc:creator>Carnival of Consumer Credit #5 &#8212; Arrive Financial</dc:creator>
		<pubDate>Fri, 09 Jan 2009 15:26:05 +0000</pubDate>
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		<description>[...] Buying A Car? Get Your Financing First by The Smarter Wallet [...]</description>
		<content:encoded><![CDATA[<p>[...] Buying A Car? Get Your Financing First by The Smarter Wallet [...]</p>
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		<title>By: Dodgeblogium &#187; Fall is here BOMS</title>
		<link>http://thesmarterwallet.com/2008/buying-a-car-get-your-financing-first/comment-page-1/#comment-42</link>
		<dc:creator>Dodgeblogium &#187; Fall is here BOMS</dc:creator>
		<pubDate>Mon, 15 Sep 2008 11:07:10 +0000</pubDate>
		<guid isPermaLink="false">http://thesmarterwallet.com/?p=163#comment-42</guid>
		<description>[...] Smarter Wallet presents Buying A Car? Get Your Financing First posted at The Smarter Wallet, saying, &#8220;Thanks for [...]</description>
		<content:encoded><![CDATA[<p>[...] Smarter Wallet presents Buying A Car? Get Your Financing First posted at The Smarter Wallet, saying, &#8220;Thanks for [...]</p>
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